Standard Housing Loan
When its time to own your second home or buy to invest, BSL BANK can help you make the move smoothly and affordably with no maximum purchase price.
Characteristics
Standard Housing Loan in USD
Loan Amount
No limitation on maximum amount
Currency
USD
Interest Rate
Currently 13.89% | (BRR+3.5%)
Minimum Down Payment
25% Resident
35% Expatriate
Period
Up to 15 years
Conditions
-A minimum of 2 years working experience in the same field
-Minimum monthly income:
USD 2,000
Guarantees
1-1st rank mortgage
2-Life insurance covering death,
total and permanent disability
3-Fire insurance
Commission
Certified expert fees:
USD 150 – USD 200 (depending on the region)
– File fees: 0.25% of the loan amount (minimum USD 200,-)
Use
Primary or secondary Residence
Conditions / Eligibility
- Applicant must be minimum 25 years old and should not exceed 64 at the maturity of the loan.
- Applicant should have a minimum of 2 years experience within the same field
- Life insurance on the loan amount.
- Fire insurance on the property price fixed by the expert.
- Monthly payment should not exceed 1/4 of the monthly income or salary.
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